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1. Scope

These Terms govern access to and use of Steliqo websites, research deliverables, target maps, data files, memos, dashboards, demonstrations, and related services.

Steliqo provides acquisition intelligence and private-company market mapping for business users. Steliqo does not provide legal, tax, investment, financial, brokerage, or regulated advisory services.

2. Business Users Only

The Services are intended for professional and business use by acquisition teams, investors, corporate development teams, advisors, and similar organisations.

By using the Services, you represent that you act for business purposes and have authority to bind the organisation on whose behalf you use the Services.

3. Research Deliverables

A Steliqo target map may include company names, registry identifiers, sector classifications, financial ranges, ownership or management signals, source confidence, data limitations, qualitative rationale, and company-level contact paths.

Unless expressly agreed in writing, Steliqo does not guarantee that any company is available for sale, interested in a transaction, suitable for investment, or free of legal, financial, operational, or commercial risk.

4. Data Sources and Limitations

Steliqo may use public registries, official filings, company websites, public business sources, licensed data sources, customer-provided criteria, and manual research.

Data may be incomplete, delayed, inconsistent, incorrectly filed by third parties, or unavailable in certain countries. You are responsible for conducting your own diligence before relying on any deliverable.

5. Permitted Use

You may use the Services and deliverables only for legitimate internal business purposes connected with acquisition research, market mapping, sourcing prioritisation, commercial diligence, or related professional workflows.

You may not resell, redistribute, publish, scrape, reverse engineer, or use the deliverables to build a competing database or service without Steliqo's prior written consent.

6. Prohibited Use

You must not use the Services or deliverables for unlawful discrimination, harassment, fraud, spam, unsolicited mass outreach, consumer profiling, employment screening, credit scoring, automated decisions about individuals, or any purpose that violates data protection, marketing, securities, competition, sanctions, or other applicable laws.

You must not upload or request processing of special-category personal data, criminal-offence data, children's data, private contact details obtained unlawfully, or information that you are not entitled to use.

7. Data Protection and Privacy

Steliqo is designed as a company-level acquisition intelligence service. The initial Service does not include a personal email or phone database.

Some business, ownership, management, or professional information may identify natural persons and may therefore constitute personal data under applicable data protection laws, including the GDPR and Polish data protection law.

Each party is responsible for complying with laws applicable to its own processing. Where required, the parties will agree appropriate data protection terms, including controller/processor roles, data processing instructions, security measures, data subject request handling, retention, and transfer rules.

You are responsible for ensuring that your use of Steliqo deliverables has a valid legal basis, respects information duties, opt-out requests, suppression obligations, and other data subject rights where applicable.

8. Customer Materials

If you provide Steliqo with mandates, criteria, documents, CRM exports, notes, target lists, or other materials, you represent that you have the right to provide them and instruct Steliqo to use them for the agreed Services.

You should not provide highly sensitive thesis details, personal data, confidential third-party information, or regulated information unless the parties have agreed appropriate confidentiality, data protection, and security terms.

9. Confidentiality

Non-public information shared between the parties in connection with the Services must be kept confidential and used only for the purpose for which it was disclosed.

Confidentiality obligations do not apply to information that is public, already known without restriction, independently developed, or required to be disclosed by law or competent authority.

10. Intellectual Property

Steliqo and its licensors retain all rights in the Services, methodology, scoring logic, templates, software, designs, systems, know-how, and pre-existing materials.

Subject to payment and these Terms, Steliqo grants you a limited, non-exclusive, non-transferable right to use final deliverables internally for your legitimate business purposes.

11. Fees and Engagement Terms

Fees, payment terms, delivery timelines, scope, and any retainer arrangements will be set out in an order form, proposal, statement of work, or other written agreement.

Unless expressly stated otherwise, fees are not contingent on sourcing a transaction, contacting a target, or completing an acquisition.

12. Disclaimers

The Services and deliverables are provided for research and prioritisation purposes. They are not a substitute for legal, financial, tax, regulatory, operational, commercial, or investment due diligence.

To the maximum extent permitted by law, Steliqo provides the Services on an as-is and as-available basis and disclaims implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement.

13. Liability

To the maximum extent permitted by law, Steliqo will not be liable for indirect, incidental, special, consequential, exemplary, punitive, or lost-profit damages, or for losses arising from business decisions made using the Services.

Steliqo's aggregate liability arising out of or relating to the Services will not exceed the fees paid by you to Steliqo for the specific Services giving rise to the claim during the three months before the event giving rise to liability, unless mandatory law requires otherwise.

14. Indemnity

You will defend, indemnify, and hold Steliqo harmless from claims, losses, penalties, costs, and expenses arising from your unlawful use of the Services, breach of these Terms, breach of data protection or marketing laws, or materials you provide to Steliqo.

15. Suspension and Termination

Steliqo may suspend or terminate access to the Services if you breach these Terms, fail to pay fees, create legal or security risk, or use the Services in a way that may harm Steliqo, third parties, or data subjects.

Provisions that by their nature should survive termination will survive, including confidentiality, intellectual property, payment obligations, disclaimers, liability limitations, indemnity, and data protection obligations.

16. Governing Law

Unless a signed agreement states otherwise, these Terms are governed by Polish law, without regard to conflict-of-law rules.

The courts competent for Steliqo's registered office will have jurisdiction, unless mandatory law requires a different forum.

17. Changes

Steliqo may update these Terms from time to time. Material changes will apply prospectively, unless a change is required sooner by law, security, or operational necessity.

18. Contact

Questions about these Terms may be sent to hello@steliqo.com.